Founded in 2015 by Shachar Bialick, Curve is a London‑based fintech innovator reimagining digital wallets for modern consumers. Its singular smart card and app let users consolidate multiple bank and loyalty cards—and even PayPal—into one seamless, powerful interface. Curve stands out for features like “time travel,” enabling users to retroactively switch the funding card for a purchase within 14 days, ensuring flexibility and reducing transaction mistakes 
With over four million customers using the platform and £3.2 billion in transactions processed in 2022, Curve continues to expand globally—even as it pauses its U.S. card operations to recalibrate its product for market‑specific standards

Why we invested?

Consumers juggle multiple bank accounts and cards, often leading to friction in how they spend and manage their finances. Curve solves this by consolidating all cards into a single smart card and app, creating a unified layer that offers flexibility, rewards, and financial insights. Its “over-the-top” model allows Curve to partner with — rather than compete against — existing banks, giving it a differentiated go-to-market strategy. With strong user adoption across Europe, a bold expansion roadmap, and leadership experienced in scaling fintech products, Curve is positioned to become the operating system for consumer payments.